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What’s Your Exit Plan? Selling with a Bigger Goal in Mind in Rochester

Justin Schwirtz

Justin Schwirtz, a Southeast Minnesota native, lives in Rochester with his wife, Sarah, and their three children...

Justin Schwirtz, a Southeast Minnesota native, lives in Rochester with his wife, Sarah, and their three children...

Sep 2 1 minutes read

Most homeowners in Rochester start their journey with a common question: “Is now a good time to sell?”

However, that’s not always the best starting point. Selling a home is rarely about perfectly timing the market. It’s more about what comes next and whether this move aligns with the life you’re aiming to create.

Perhaps you’re relocating for a new job opportunity in the city. Maybe the house that once felt spacious has become too much to handle. Or you might be ready to swap suburban square footage for the convenience of city living. Whatever your reason, selling is just one piece of a larger puzzle.

That’s why the smartest way to approach your next move isn’t to start with “Should I sell now?”

It’s to ask, “What am I trying to move toward, and how do I get there?”

The Sale Is How You Get There, Not Where You’re Going

Selling your home is a significant milestone, but it’s rarely the final destination. For many, it’s a bridge to a new chapter. This chapter may be influenced by changing priorities, new opportunities, or a shift in what home means to you.

Some sellers in Rochester are upsizing because their families have grown. Others are downsizing to simplify their lives and reduce maintenance. You might be relocating across the state or just want to be closer to family, work, or walkable neighborhoods. Sometimes, it’s about tapping into the equity in your current home to gain financial flexibility or pursue other interests.

These transitions can’t simply be reduced to a Zestimate and a closing date. They require a plan that considers your bigger picture, how you currently live, what you want next, and what steps need to happen in between to make that move possible.

Begin With the Bigger Picture

Before diving into market stats or home prep checklists, it’s essential to clarify what this move is meant to achieve for you.

If you’re planning to buy something next, what does that home need to provide that your current one doesn’t? More space? Less upkeep? A shorter commute? Are you hoping to be closer to a support system, like aging parents or grandchildren? Or is this sale about freeing up resources so you can travel, invest, or simply reduce stress?

The clearer you are about the “why,” the easier it is to shape the “how.” Once your end goal is defined, we can work backward from there. This includes timing, pricing, preparation, and positioning, all tailored to support the move you want to make.

What the Market Won’t Tell You

It’s easy to get caught up in headlines or home price estimates, but a solid plan must be built on local, real-time information. This means understanding what homes similar to yours are actually selling for in today’s market conditions, not just what they’re listed at.

It also means considering buyer behavior in Rochester. Are buyers in your neighborhood making strong offers quickly, or are homes lingering on the market longer than they did last year? Are buyers asking for repairs or concessions? What types of properties are standing out, and which ones are being overlooked?

This isn’t about painting an overly optimistic picture or being excessively cautious. It’s about setting expectations that reflect current realities, so you can plan ahead with a clear understanding of what’s likely and what’s possible.

Timing Shapes the Strategy

There’s a lot of advice out there about when to list your home. Some of it’s seasonal, while some is based on interest rates. But the truth is, the right time to sell is less about the market and more about you.

If your new job starts in 60 days, your strategy will look different than someone who’s casually exploring their next move. If you need the equity from your sale to fund a purchase, that will affect your timeline. If your ideal next home is in a fast-moving market, you might need to prepare to buy before you sell or consider renting temporarily while you wait for the right place.

There’s no one-size-fits-all answer here. The key is to start planning early enough that you can make thoughtful decisions, not rushed ones. This includes understanding your options, getting a realistic sense of how long each step might take, and building in enough flexibility to pivot if needed.

You Don’t Need to Have All the Answers

It’s completely normal to feel uncertain about what comes next. You might not know exactly where you want to move. You could feel overwhelmed by logistics or worry about making a misstep.

That’s exactly why it helps to talk things through before you're deep into the process.

This isn’t about committing to a listing date. It’s about exploring the possibilities, understanding what your home might sell for, what kind of timeline makes sense, what prep is genuinely worth it, and what the path forward could look like based on your goals. Whether you end up selling in two months or next year, you’ll be better prepared with a plan in place and a clear understanding of what it will take to get from here to there.

The Bottom Line

Selling your home is a significant decision, but it doesn’t have to be a stressful one. When approached as part of a larger strategy, it becomes a powerful tool for creating what’s next.

If a move is even slightly on your radar, now is the right time to start the conversation. Let’s look at your goals, explore your options, and map out a plan grounded in Rochester’s current market. That way, when you’re ready, you’re ready.

Selling your home isn’t the goal. It’s the first step. Let’s map the rest.

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